Insights

Embedded finance isn’t some tired business trend, it's the biggest shift in finance since online banking. It isn’t even a “nice-to-have” anymore, it's how finance will be done in the future. For[…]

At Toqio, we believe our people are the driving force behind our success. In this instalment of our series, we spoke to Marcello Silvestri about why he chose to join our team and what makes our[…]

International Women’s Day is more than just a date on the calendar, it’s a moment to reflect on progress, acknowledge contributions, and continue working toward a truly inclusive workplace. While[…]

The Digital Operational Resilience Act (DORA) has officially come into force across the European Union, demanding businesses in the financial sector—banks, fintechs, insurers, investment firms, and[…]

In the fast-paced and often unpredictable food and beverage (F&B) industry, maintaining healthy cash flow is critical for survival and growth. A survey by the European Commission showed that cash[…]

By Eduardo Martinez, Co-founder and CEO, Toqio In today’s rapidly evolving financial landscape, disintermediation of finance, where financial services are embedded directly into non-financial[…]

The financial sector in 2024 experienced profound changes throughout payments, regulations, and banking, driven by technological advancements, evolving consumer behaviours, and a complex regulatory[…]

Toqio, a leading fintech platform, has partnered with Gradiant, a cutting-edge technology center, on an innovative project supported by the Agencia estatal de Investigación (AEI), a Spanish funding[…]

Today we introduce Adolfo Ranero, our Information Security Officer, who shares his passion for technology and commitment to security, as well as an enriching insight into his career path and the[…]

For many corporates, managing cash flow becomes increasingly challenging due to trapped liquidity, a situation where up to 48% of businesses struggle to access the working capital needed to keep[…]

Tell us a little about yourself Elena reveals that her professional beginnings were not directly related to the world of sales or technology. In fact, she started her career in journalism, working[…]

Unmet financial needs throughout value chains, business ecosystems, and distribution networks is the biggest barrier to growth for corporates. Citibank estimates that approximately 48% of[…]

With the rise of embedded finance, businesses can now learn valuable lessons from non-profit organizations on optimizing cash disbursements for their merchant ecosystems. In a recent executive[…]

Tell us a little about yourself! I have always had a great passion for design, although my academic training began in architecture. After years in that field, I had to leave it for personal reasons[…]

The closure of Amazon lending earlier this year, a program that served a market valued at USD 140 billion, sent shockwaves through the SME community. For over a decade, Amazon provided sellers with[…]

Tell us a little bit about yourself! I've always been driven to technology and computers since I was very little. However, my academic journey wasn't without its challenges. University life demanded[…]

Embedded finance is revolutionizing the way businesses operate, particularly within B2B distribution sector. By integrating financial services into non-financial platforms, companies can now offer a[…]

Tell us a little bit about yourself! I’m a results-driven professional who’s had quite the adventure from Boston to Berlin. Along the way, I’ve worked on over fifty fintech solutions in Europe and[…]

This article was originally published on FoodBev Media The European foodservice industry is expected to reach €731 billion in revenue by 2026, according to recent research statistics published by[…]

There are a wide array of advantages to leveraging embedded finance and just as many business challenges that can be surmounted using this emerging technology paradigm. Though embedded finance[…]

In today's highly competitive market, companies must adopt innovative strategies to thrive. Corporate embedded finance is gaining traction as a way for companies to leverage their existing ecosystems[…]

The idea of a merchant network has gone beyond the traditional transactional paradigm. The concept is swiftly becoming a game-changer for large corporations. As an interconnected ecosystem of[…]

Digital merchant lending refers to the practice of using digital platforms to offer loans and financial support to merchants within a specific company’s business ecosystem. Due to a surge in fintech[…]

One of the biggest benefits of corporate embedded finance is the fact that it can be used to generate hyper-personalization for end users. The concept of hyper-personalization refers to providing a[…]

In the ever-changing world of financial services, the concept of corporate embedded finance is taking centre stage as we swiftly approach 2024. This dynamic concept is poised to undergo steady and[…]

The COVID-19 pandemic caused unprecedented disruptions to supply chains globally. Supply chain resilience, digitalization, and diversification emerged as crucial strategies to mitigate future risks[…]

And now for something completely different. During a recent meeting with our sales team, they took us through some of their day-to-day interactions with prospective clients. For many of us steeped[…]

Consulting firms are the architects of change in the business world, offering insights and solutions that guide companies toward growth and success. They navigate the intricate landscape of markets[…]

Optimizing product distribution is a critical factor in maintaining a competitive edge. B2B embedded finance is emerging as a transformative tool. It’s beginning to streamline distribution processes[…]

The financial industry is experiencing a paradigm shift, with businesses actively seeking new and efficient ways to incorporate financial services into their core offerings. This transformation has[…]

In today’s B2B interactions, companies are continually seeking innovative processes to enhance their operations and gain a competitive edge. One such innovation is the utilization of embedded finance[…]

Over the past two decades, the financial service industry has obviously undergone immense transformation, driven chiefly by technological advancements and changing consumer preferences.

In today’s rapidly evolving business landscape, companies are constantly seeking innovative strategies to remain competitive and drive growth. Two compelling concepts that have gained prominence in[…]

Embedded finance, the integration of financial services into non-financial platforms, has transformed the way businesses operate. Corporate embedded finance, the integration of financial services[…]

Large corporate entities with diverse supplier networks face the contemporary challenges of optimizing procurement processes, improving cash flow, and strengthening relationships with suppliers.[…]