Build financial products your way, faster
Toqio lets you create, customize, and scale unique financial products tailored to your business needs. Build your solution quicker and better, and make it unique!
Quicker
Get to market with your solution in weeks, not months or years. Toqio accelerates your go-to-market with seamless integration and easy customization.
Better
Integrate financial products into your business flows. Simplify processes like automatically scheduling payments for vendors, saving time and resources.
Unique
Orchestrate multiple financial products to suit your business needs. With Toqio, tailor solutions that fit with your goals and offer more to your customers.
How it works
Fundamentally, we help our customers build complex financial products and solutions within their core offering to create a competitive edge to grow their businesses. We do this while helping you solve for working capital constraints and liquidity issues in your merchant networks, all on a single platform.
Choose your
building blocks
Tap into pre-built integrations via Toqio’s marketplace of providers. Use pre-configured templates or easily connect to new partners if needed. Manage, integrate, and orchestrate financial service providers, lenders, CRMs, ERPs, and more, all in one place!
Design and build
your ideal solution
Bundle the components you need to define your user journey. Toqio's Marketplace offers additional products from best of breed financial service providers which businesses can easily integrate into their systems, creating new revenue streams and enhancing service offerings.
Create your own product or journey (but only if you need to)
If our pre-built marketplace of workflows, apps, and solutions doesn’t meet your needs, use Toqio’s no-code/low-code environment and APIs to build your own solution. Easily configure custom financial workflows, set rules, and orchestrate tailored journeys without any banking expertise. Choose from 30+ templates to save time.
Brand it
Change your UI to match your other digital products so it fits your brand identity. Toqio provides a wide array of customization options, including 300+ configurable UI elements, allowing businesses to tailor their financial offerings to meet specific needs and branding requirements.
Put data at the heart of everything
Integrate your data and systems in one place. Pull financial and non-financial data from multiple sources (ERPs, CRMs, and others) into the Toqio environment. Gather granular data on your merchant network to extract deep business insights in near real-time, then build the solutions they need to enable monetization and growth opportunities.
Launch in
weeks, not months
Design, configure, and launch your fully customized solution in as little as 12 to 16 weeks. Just make sure to test your solution before you go live on our completely open sandbox environment. When you’re ready, hit the button and launch it!
Scalable to
a global solution
Unify a mix of lenders, BaaS providers, card issuers, and others on one platform. Leverage no-code/low-code capabilities coupled with pre-built integrations for a fast time to market.
Instantly spin up a local market platform off the shelf connecting your banking and lending or BaaS providers with the integrations and customer mapping you need. Build payment orchestration flows instantly, Toqio makes it all incredibly easy.
.png?width=2036&height=1335&name=Customer%20experience%20blog%20graphic%20(9).png)
Bank-grade security and compliance without slowing you down
Let us handle security, identity management, performance, and integration while you focus on delivering stand-out solutions that set your business apart. Our cloud-native architecture ensures you can scale your business horizontally among locations and vertically throughout a wide array of use cases, as per your business needs.
Secure
Toqio is designed to protect sensitive information, prevent unauthorized access, and ensure the integrity of financial transactions. It's an agile platform that offers bank-grade security.
Cloud-native API
Speed and agility at every click empower you to create and run scalable applications and products on a lean, flexible architecture built on the AWS cloud infrastructure.
Compliance ready
From data security to following and meeting global regulatory requirements, our platform is totally compliant as well as PSD2 and PCI DSS certified.