Use cases
Empowering corporates and financial institutions with embedded finance solutions
Toqio enables the seamless integration of embedded finance tools tailored to specific business challenges, unlocking growth and operational efficiency.
For corporates
Monetizing merchant networks
Turn financial services into a competitive edge.
In today’s saturated market, loyalty is everything. With Toqio, you can enhance your merchant relationships by offering flexible financial solutions like tailored payment terms and revenue-sharing models. Drive 5-8% growth in existing products, unlock 4-7% in new revenue streams, and strengthen your position as an indispensable partner in your merchant network.
Project goals: Drive 5-8% growth in existing product revenue and establish new revenue streams by embedding flexible financial services tailored to merchant needs.
Embedded fund
distribution
Effortless global payouts - faster, smarter, and fully compliant.
Streamline your complex, multi-region payout needs with Toqio’s flexible and compliant solutions. Enable secure disbursements via digital wallets and custom-issued cards, giving recipients immediate fund access. Reduce costs, boost efficiency by up to 30%, and increase loyalty by delivering preferred payment options that scale as you grow.
Project goals: Enhance global payout efficiency by 30%, reducing costs and improving recipient access to funds through secure, scalable digital payment options.
For financial institutions
Value-added
services
Retain customers and drive growth with advanced solutions.
Stand out in the crowded PSP market by diversifying your financial offerings with Toqio. From instant settlement and embedded lending to digital-first payments, Toqio equips you to meet your customers’ needs with ease.
Reduce churn, increase transaction volumes, and achieve 5-10% growth by delivering a marketplace of financial solutions—all on a flexible, scalable platform.
Project goals: Increase transaction volumes and reduce churn by integrating value-added financial services, targeting 5-10% growth through an expanded customer offering.
Corporate embedded finance by banks
Helping banks enable corporate success with embedded finance
Toqio empowers banks to deliver industry-specific financial tools directly within corporate ecosystems, like instant lending, digital wallets, and customized payment options. By embedding these tailored solutions, banks expand their reach into SME networks, boost engagement, and open new revenue streams, all without complex infrastructure changes.
Project goals: Enable banks to capture new revenue streams and expand market share by 5-15% through tailored embedded solutions, while leveraging critical business data to improve risk assessment.