4 steps from concept to market in less than 8 weeks

Configure the Toqio product suite

From Cards and Financing products to Bank accounts, choose the Toqio products you need to launch your unique proposition.

Select the right partners for you

Choose from our pre-integrated fintech and financial service partners or connect your own solutions to the Toqio platform.

Apply your own brand

Our white label SaaS platform allows you bring your brand to life with your own look and feel and user experience for your solution.

Go Live and Innovate

Applications are hosted & managed by Toqio, while clients take advantage of our innovative pipeline of new products.

White label solutions

Build your new financial application easily, quickly, and and cost effectively

Our ready-to-go fintech SaaS platform and marketplace makes innovating simple.

  • Digital Banking
  • Card Programmes
  • Financing

Access the end-to-end products you need to take on the fintech market leaders. Whether you’re launching a neobank or digitising your financial services, we can help.

Digital Banking

How our smart technology has changed the businesses of our customers

Empower your customers to issue and manage cards, add to digital wallets, and access a range of marketplace products. We have everything you need to launch and manage a digital card programme.

Card Programmes

How our smart technology has changed the businesses of our customers

Deliver a fully digital financing solution with ease. You’ll get to access our rich customer data, customise application forms, and automate your funds distribution.

Financial Solutions

How our smart technology has changed the businesses of our customers


Powerful ideas demand flexible tech

Empower your business with a product suite of cutting-edge, fully-integrated tools designed to connect and delight end-users and administrators alike.


Seamless integrations with the top financial providers



Card Providers

FX Providers

Financing Providers

Accounting Platforms

Compliance Partners

Need a custom integration?

Toqio can offer flexible APIs and customer solutions to meet all your needs and get your integration up and running quickly.

Request a demo

Why Us

We’re like fintech, but smarter

Why develop your own financial tech from scratch? There’s a much smarter way to do fintech.

Get to market quicker

Our fintech SaaS platform and marketplace are ready to launch, if you’re ready to leap. Bring us your solution, and we’ll bring everything else - applications, web, hosting, and partners.

A smarter investment with Toqio

Pay a lower up front investment with our SaaS commercial model. Your license fee is tied to growth, so you can keep your early running costs low. And Toqio’s billing engine lets you monetise your users from day one.

Innovate faster and easier

Toqio helps banks, fintech, and corporates to bring innovative new solutions to market. Our flexibility allows our clients to launch highly specific use cases on a single, shared infrastructure.

A scalable and reliable partner

Built on a market leading tech stack, our platform has a highly secure infrastructure hosted on Amazon Web Services, and is fully PSD2/GDPR compliant. The facts speak for themselves - we have thousands of users who move hundreds of millions of euros every month.


We work with some of the top names in fintech

  • Canary Money
  • Crealsa
  • Just Cash Flow
  • Paysme
  • Revenir
  • Travel FX
  • Wamo

Who we are

We’re smart thinkers who believe in smart finance

Find out what makes Toqio tick. Discover our history, our values, our commitments, our people, and our job opportunities.

About Us

Stay up to date with all our exciting news and fintech trends!