Banking-as-a-service (BaaS) has been a transformative force, simultaneously heralded as a driver of innovation and critiqued for potential overreach. As some BaaS entities navigate the fine line between progress and opportunism, looming regulatory challenges add layers of complexity. With a keen entrepreneurial eye and a history in the fintech sector, Michael Galvin, CCO and co-founder at SaaS global financial platform Toqio, unpacks these nuances.
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BaaS is at an Inflection Point - Here Are The Changes We Can Expect