Build financial products your way, faster
The Toqio Platform is your execution engine. Whether launching a proof-of-concept or scaling globally, our no-code/low-code technology moves you from idea to market at record speed.
FASTER
Launch in Weeks, Not Months
Get to market quickly with rapid prototyping and pre-built, ready-to-use components that accelerate delivery and reduce development time.
SMARTER
Automate and Simplify
Integrate financial products directly into your workflows, automate key processes like vendor payments, and free up time for higher-value work.
CONNECTED
One Integrated Marketplace
Orchestrate banks, fintechs, and corporates in a single platform that simplifies collaboration, streamlines workflows, and drives growth.
COMPLIANT
Built for Trust & Scale
Rely on enterprise-grade compliance, security, and scalability from day one, ensuring your solution meets industry standards as you grow.
How it works
Fundamentally, we help our customers build complex financial products and solutions within their core offering to create a competitive edge to grow their businesses. We do this while helping you solve for working capital constraints and liquidity issues in your merchant networks, all on a single platform.
Choose your
building blocks
Tap into pre-built integrations via Toqio’s marketplace of providers. Use pre-configured templates or easily connect to new partners if needed. Manage, integrate, and orchestrate financial service providers, lenders, CRMs, ERPs, and more, all in one place!
Design and build
your ideal solution
Bundle the components you need to define your user journey. Toqio's Marketplace offers additional products from best of breed financial service providers which businesses can easily integrate into their systems, creating new revenue streams and enhancing service offerings.
Create your own product or journey (but only if you need to)
If our pre-built marketplace of workflows, apps, and solutions doesn’t meet your needs, use Toqio’s no-code/low-code environment and APIs to build your own solution. Easily configure custom financial workflows, set rules, and orchestrate tailored journeys without any banking expertise. Choose from 30+ templates to save time.
Brand it
Change your UI to match your other digital products so it fits your brand identity. Toqio provides a wide array of customization options, including 300+ configurable UI elements, allowing businesses to tailor their financial offerings to meet specific needs and branding requirements.
Put data at the heart of everything
Integrate your data and systems in one place. Pull financial and non-financial data from multiple sources (ERPs, CRMs, and others) into the Toqio environment. Gather granular data on your merchant network to extract deep business insights in near real-time, then build the solutions they need to enable monetization and growth opportunities.
Launch in
weeks
Design, configure, and launch your fully customized solution in as little as 12 to 16 weeks. Just make sure to test your solution before you go live on our completely open sandbox environment. When you’re ready, hit the button and launch it!
Built to scale with your business
Start small, then expand confidently. Our architecture ensures you can grow transaction volumes, add new partners, and extend functionality without slowing down.
Elastic Architecture
Handle increasing users and transaction volumes seamlessly with cloud-native infrastructure.
Modular Design
Add new financial products, workflows, or providers as your business evolves.
Smooth Integrations
Connect with lenders, BaaS providers, CRMs, and ERPs in one place to keep scaling operations simple.
Future-proof Foundations
A low-code/no-code platform designed to adapt as regulations and business needs change.
Secure
Toqio is designed to protect sensitive information, prevent unauthorized access, and ensure the integrity of financial transactions. It's an agile platform that offers bank-grade security.
Cloud Native API
Speed and agility at every click empower you to create and run scalable applications and products on a lean, flexible architecture built on the AWS cloud infrastructure.
Compliance Ready
From data security to following and meeting global regulatory requirements, our platform is totally compliant as well as PSD2 and PCI DSS certified.
