Build financial products your way, faster.

How it works

Fundamentally, we help our customers build complex financial products and solutions within their core offering to create a competitive edge and grow their business. We do this while helping you solve for working capital constraints and liquidity issues in your merchant networks, all on a single platform.

Step 1:  Choose your building blocks

Tap into pre-built integrations via Toqio’s marketplace of  providers. Use pre-configured templates or easily connect to new partners if needed.  Manage, integrate, and orchestrate financial service providers, lenders, CRMs, ERPs, and more, all in one place!

Step 2:  Design and build your ideal solution 

Bundle the components you need to define your user journey. Toqio's Marketplace offers additional products from best of breed financial service providers which businesses can easily integrate into their systems, creating new revenue streams and enhancing service offerings.

Step 3:  Create your own product or journey (but only if you need to)

If our pre-built marketplace of workflows, apps, and solutions doesn’t meet your needs, use Toqio’s no-code/low-code environment and API to build your own solution. Easily configure custom financial workflows, set rules, and orchestrate tailored journeys without any banking expertise. Choose from 30+ templates to save time.

Step 4:  Brand it

Change your UI to match your other digital products so they fit with your brand identity. Toqio provides a wide array of customization options, including more than 300 configurable UI elements, allowing businesses to tailor their financial offerings to meet specific needs and branding requirements.

Step 5:  Put data at the heart of everything

Integrate your data and systems in one place. Pull financial and non-financial data from multiple sources (ERPs, CRMs, and others) into the Toqio environment. Gather granular data on your merchant network to extract deep business insights in near real-time, then build the solutions they need to enable monetization and growth opportunities.

Step 6:  Launch in weeks, not months

Design, configure, and launch your fully customized solution in as little as 12 to 16 weeks. Just make sure to test your solution before you go live on our completely open sandbox environment. When you’re ready, hit the button and launch it!

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