Toqio and Adyen partner to accelerate embedded finance globally

2025 Toqio Adyen partnership

Toqio, the leading B2B platform for building and orchestrating embedded finance solutions, has partnered with Adyen, the global financial technology platform of choice for leading businesses, to deliver vertical-specific financial solutions for large corporates with extensive merchant ecosystems.

Through this partnership, Adyen’s global acquiring infrastructure becomes available via the Toqio Marketplace, enhancing Toqio’s embedded finance proposition while enabling joint clients to rapidly deploy scalable, multi-market payment solutions. Corporates leveraging this partnership will be able to roll out tailored financial services, including payments, credit, and treasury tools, throughout complex distribution networks, driving merchant loyalty and unlocking new revenue streams.

Adyen clients and prospects will also benefit by accessing Toqio’s pre-configured platform, allowing them to deliver embedded finance solutions faster, with more control, and reduced development overhead.

Key highlights of the partnership:

  • Simplified embedded finance deployment: By embedding Adyen’s payment capabilities into the orchestration layer, Toqio reduces complexity for clients, helping businesses to build and launch financial products more rapidly, while maintaining full control over the customer experience and brand.

  • Empowering merchant network innovation:  The Toqio and Adyen partnership will help corporates offer embedded payments, credit, and liquidity tools to their merchant and SME networks. The collaboration will enable companies with large networks to integrate financial services into their platforms quickly and securely, improving cash flow for merchants, increasing retention, and creating new revenue opportunities.

  • Expanded payment capabilities: The partnership strengthens Toqio’s proposition by providing clients with access to Adyen’s global acquiring network, enabling them to process payments among various markets with improved reach and efficiency.

The partnership with Adyen significantly enriches Toqio's value proposition by integrating its powerful global payment processing engine. With 28 offices and payments processed for over one billion consumers globally, Adyen provides a proven, secure, and scalable infrastructure that is critical to the success of large-scale integrated finance solutions.

"We're thrilled about this partnership with Adyen," states Eduardo Martínez, CEO and Co-founder of Toqio. "This alliance is a significant leap forward in empowering businesses to easily integrate sophisticated financial services, expanding their reach and unlocking new revenue streams."

"This is an important step in enhancing Toqio's marketplace," comments Mike Galvin, Chief Partnership Officer and Co-founder of Toqio. "It significantly steps up our ability to offer scalable financial solutions, making it even easier for our clients to build and deliver exceptional embedded finance experiences."

This agreement underscores Toqio's and Adyen's commitment to innovation and the development of solutions that drive the financial sector forward. It represents another step towards a paradigm shift in how large corporations and financial institutions can offer high-value financial services to their clients and networks of small and medium-sized businesses.