Lenders

Empower your lending services and improve CX

Toqio financing solutions enable lenders to digitally onboard their clients via our application workflows. Once launched, they can easily adapt their forms and workflows to meet their product needs and layer in new data sources, such as accounting packages and open banking.

Leverage a broad range of data integrations to build a visualisation of lending applications via our dashboards, and feed the underlying data into their credit risk models for decisioning.

Lenders can use our deep digital banking solution to provide customer and escrow accounts and API-driven payments, and benefit from our easy payment reconciliation.

Lenders

Configurable application flows

Digital onboarding with in-built KYC/B and fraud detection

Collect the documentation you need to assess the application

Use company lookups to verify registration status

Communicate and send offers via the app with digital signatures

Connect, collect and access accounting and open banking data

Customise application forms to collect and create smart data

Lenders

Automated fund distribution and reconciliation

Automated Onboarding, your customers can choose open or closed registration. Potential users can initiate the open registration process themselves from the client’s website.

Create and manage multiple accounts via our admin platform or via API

Utilise multicurrency and FX solutions for international structured deals

Initiate and manage fund distribution via API or manually in the platform

Ease reconciliation headaches with custom account setups

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Success stories

What do our customers say?

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Blog

Fintech - 8 mins read
Embedded Finance: The Future of Disruptive Banking?

Embedded finance enables any company to incorporate banking products such as lending, BNPL, payment services, wallets, and rewards direct into their customer experience as a service within their range—and without having to redirect users to a third party. That means they can integrate payments on their site so buyers need not enter their card details […]

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Fintech - 5 mins read
7 Benefits of Digital Onboarding

Traditional onboarding sees new clients have to pencil a window into their busy schedules to visit you onsite, then spend hours signing documents, discussing company policies and procedures, and watching presentations. It can be a time-consuming and even frustrating process—but, accelerated by the pandemic, it’s no longer the onboarding of choice for most forward-thinking enterprises. […]

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Fintech - 7 mins read
How Digital Banking Empowers Customers

The pandemic might have brought the importance of digital banking to the attention of a much broader array of customers—but it merely expedited a phenomenon that was already making waves among tech-savvy consumers and perturbing the incumbent banks.  Traditional banking methods, whether in a branch, by phone, or at an ATM, lost much appeal during […]

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