Unparalleled online banking

Draw on next-generation banking to scale your business

Toqio delivers a digital current account which seamlessly integrates with a range of Fintech platforms, and provides intelligent, realtime acces to financial products.

Android, iOS and web banking

Multi Currency accounts

Domestic & International Payments

Expense Management

Multi-User and Multi-Lingual

Apple Pay and Google Pay

You can issue virtual and physical cards, as well as control them and view activity in the case of suspected fraudulent behaviour.

Experience consumer and business digital onboarding, accounting and CRM integration, and the ability to make both domestic and international payments—all on a single platform.

Integrated banking services

Wallets, account number, sort code, BIC, IBAN

Faster payments, CHAPS, SEPA, SEPA Instant, SWIFT

Drive profitable relationships

Easy, end-to-end, no-code billing

View detailed financial reports, and create and manage subscriptions and invoices. Automatically deposit billing fees in their designated revenue account. Access a marketplace of integrated products which deliver immediate profitable revenue from launch.

Market-leading compliance and regulation

In as little as 3 minutes, experience total digital onboarding powered by expert KYC, KYB, fraud, and transaction monitoring platforms, all connected to Toqio’s in-app onboarding. Manage your current account, users, and user cards on a secure and scalable platform.

Application fraud and checks

PEPs and sanctions monitoring

Email, phone and device security checks

Biometric identity verifications

Full company reports, GDPR-compliant

PSD2 secure customer authentication

Success stories

What do our customers say?

Learn more about


Fintech - 8 mins read
Embedded Finance: The Future of Disruptive Banking?

Embedded finance enables any company to incorporate banking products such as lending, BNPL, payment services, wallets, and rewards direct into their customer experience as a service within their range—and without having to redirect users to a third party. That means they can integrate payments on their site so buyers need not enter their card details […]

Read more
Fintech - 5 mins read
7 Benefits of Digital Onboarding

Traditional onboarding sees new clients have to pencil a window into their busy schedules to visit you onsite, then spend hours signing documents, discussing company policies and procedures, and watching presentations. It can be a time-consuming and even frustrating process—but, accelerated by the pandemic, it’s no longer the onboarding of choice for most forward-thinking enterprises. […]

Read more
Fintech - 7 mins read
How Digital Banking Empowers Customers

The pandemic might have brought the importance of digital banking to the attention of a much broader array of customers—but it merely expedited a phenomenon that was already making waves among tech-savvy consumers and perturbing the incumbent banks.  Traditional banking methods, whether in a branch, by phone, or at an ATM, lost much appeal during […]

Read more

Stay up to date with all our exciting news and fintech trends!