Whether you’re launching a neobank or digitising your financial services, we can help you to quickly deploy and bring banking propositions to market.
Accelerate your digital transformation initiatives with best-in-class front and middle office transactional capabilities, and reorient your business to CX.
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Draw on next-generation banking to scale your business
Toqio delivers a digital current account which seamlessly integrates with a range of Fintech platforms, and provides intelligent, realtime acces to financial products.
View detailed financial reports, and create and manage subscriptions and invoices. Automatically deposit billing fees in their designated revenue account. Access a marketplace of integrated products which deliver immediate profitable revenue from launch.
In as little as 3 minutes, experience total digital onboarding powered by expert KYC, KYB, fraud, and transaction monitoring platforms, all connected to Toqio’s in-app onboarding. Manage your current account, users, and user cards on a secure and scalable platform.
Application fraud and checks
PEPs and sanctions monitoring
Email, phone and device security checks
Biometric identity verifications
Full company reports, GDPR-compliant
PSD2 secure customer authentication
"Our account product with Toqio and Railsbank is now launched and in soft roll out to friendly customers. As well as rolling out to existing customers we are developing a new offering that combines a revolving credit facility with an account for early-stage companies including those going through a pre-pack administration. Going forward we are looking to work with Toqio on their product development road-map to deliver enhanced customer information and integrated credit products."
Mike Smith, Executive Director of Banking, JCF
"We also have some ideas around bespoke features linking cashback rewards to charitable donations,” said Derek Stewart. “All in all, it’s an exciting time!"
Derek Stewart, Founder and CEO, Paysme
"Not having to employ highly skilled IT staff in an ever-changing technological world has been a massive bonus for us. It’s concentrated our focus on our strengths in marketing and sales and helped us serve our clients better, and meant we’ve not had to worry about keeping up with the latest IT trends and security measures."
Damian George, Founder and Director, Travel FX
