Create and distribute
virtual and physical cards right now

Through a powerful suite of app-based features, manage your current account, users, and their cards. With total control over how cards and accounts are used, the possibilities are staggering.

Use cases

Retail & Business card programmes

Loyalty and reward offers

Employee expense management

Gig economy and on-demand delivery

Staying ahead of the market

Innovate by launching new propositions to market

Build apps and cards and customise them with your brand

Provide tailored value propositions to your customers with multi-tier card offerings

Manage multiple card programmes from one platform

Monetise your card programme through subscriptions and interchange

Comply with European regulations

A powerful set of cards features

Cards solutions are key to delivering an end to end financial service and they are seamlessly integrated into the Toqio platform to enable a wide range a financial solutions.

Quick route to market

Our fintech SaaS platform and marketplace are ready to launch. Are you? Focus on deploying the right solution for you, we’ll focus on everything else: applications, web, hosting and partners.

Total control

Experience realtime control, before and after expenses

Your rules

Set up rules and spend limits for your clients

Smart notifications

Stay up to date through realtime, daily, and monthly notifications

  • Configure the Toqio product suite
  • Add new partner
  • Apply your brand
  • Go live-and go innovate

Plug & Play Solution

  • Configure the Toqio product suite
  • Connect to our marketplace of partners
  • Brand and design your applications
  • Rapidly launch and monetise your platform
Request a demo

Success stories

What do our customers say?

Learn more about


Fintech - 8 mins read
Embedded Finance: The Future of Disruptive Banking?

Embedded finance enables any company to incorporate banking products such as lending, BNPL, payment services, wallets, and rewards direct into their customer experience as a service within their range—and without having to redirect users to a third party. That means they can integrate payments on their site so buyers need not enter their card details […]

Read more
Fintech - 5 mins read
7 Benefits of Digital Onboarding

Traditional onboarding sees new clients have to pencil a window into their busy schedules to visit you onsite, then spend hours signing documents, discussing company policies and procedures, and watching presentations. It can be a time-consuming and even frustrating process—but, accelerated by the pandemic, it’s no longer the onboarding of choice for most forward-thinking enterprises. […]

Read more
Fintech - 7 mins read
How Digital Banking Empowers Customers

The pandemic might have brought the importance of digital banking to the attention of a much broader array of customers—but it merely expedited a phenomenon that was already making waves among tech-savvy consumers and perturbing the incumbent banks.  Traditional banking methods, whether in a branch, by phone, or at an ATM, lost much appeal during […]

Read more

Stay up to date with all our exciting news and fintech trends!